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Written by Arlondo Bia
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 phoenix, az |
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Written by Jeff Olson
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One night, two frogs left the safety of their swamp and ventured into a nearby farm to explore. They soon found themselves in a dairy. Hopping and jumping around (frogs will be frogs, after all), they jumped into a milk pail half full of cream.
At first, they were both thrilled. They had never tasted anything so delicious! They drank and drank and drank. Soon they were both pot-bellied and getting just a bit sleepy. "Time to get out of here and head back to the swamp for some sleep," burped the first frog.
But there was a problem. They'd had no trouble hopping in...but how to hop out? The inside of the pail was too slippery to climb, and there was nothing on which they could place their feet for traction to get up a good hopping distance...or any hopping distance at all.
The awful reality dawned on them: they were trapped. Frantic, they began to thrash about, their little frog feet scrabbing for a foothold on the elusive, slippery curve of the pail's edge. Finally the second frog cried out, "It's no use! We're doomed, my brother! Let us save what dignity we have left and die here like frogs, with our eyes facing our homeland!"
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Written by (NAPS)
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(NAPS) - The recent mortgage crisis has left the door open for fraudulent foreclosure "rescue" professionals who use half-truths and outright lies to sell services that promise relief and then fail to deliver.
If you think you may be facing foreclosure or know someone who is, the Federal Trade Commission (FTC), the nation's consumer protection agency, wants you to know how to recognize a foreclosure rescue scam and what your options are to help you save your home.
HOW THE SCAMS WORK
Foreclosure rescue firms use a variety of tactics to find homeowners distress. They use simple and straightforward messages such as "Stop Foreclosure Now!" or "We guarantee to stop your foreclosure." Once they have your attention, they use a variety of tactics to get your money.
* Phony Counseling or Phantom Help - The scam artist tells you that he can negotiate a deal with your lender to save your house if you pay a fee first. You may be told not to contact your lender, lawyer or credit counselor, and to let the "negotiator" handle the details. Once you pay the fee, the phony takes off with your money.
* Bait and Switch - You think you're signing documents for a new loan to make your existing mortgage current. This could be a trick: You could be signing documents that surrender the title of your house to a scam artist in exchange for a "rescue" loan... |
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